If you're gone, does the house go too?
A paid-off income doesn't mean a paid-off mortgage. See what it takes to make sure your family keeps the home.
See if I qualifyWhy this matters
The mortgage doesn't pause for grief
Your family still owes what's left on the loan, whether or not your income is still coming in.
Coverage that pays your family, not the bank
Lender-sold mortgage protection typically pays the lender directly and shrinks as your balance does. An independent policy pays your beneficiary — and stays level.
Sized to your actual mortgage
Coverage built around what's actually left on the loan, not a generic number.
How it works
Tell us where you stand
Takes a minute. No medical exam, no paperwork, no catch.
A real agent calls — not a call center
A licensed agent reviews your answers and reaches out personally.
You look at real numbers, then decide
No pressure, no obligation. Walk away if it's not right for you.
How much coverage do you actually need?
A rough estimate based on your income and debts. Not a quote — just a starting point before an agent gives you real numbers.
Frequently asked questions
Usually not the best deal. Lender-sold mortgage protection typically pays the bank directly, and the payout shrinks as your loan balance does — you're paying level premiums for shrinking coverage. An independent policy pays your family directly, and stays level.